Acceptance and website use
By accessing this website, you agree to these terms and the Privacy Policy. If you do not agree, do not use the website. You may use the website only for lawful personal or business inquiry purposes and may not disrupt, probe, scrape excessively, misuse forms, introduce harmful code, or impersonate another person.
Educational information only
Website content is general educational information and is not individualized insurance, investment, tax, accounting, or legal advice. Calculators, quizzes, articles, examples, and illustrations are estimates or educational tools and are not guarantees or recommendations.
Insurance availability and underwriting
Coverage, premiums, riders, policy values, underwriting decisions, effective dates, and availability depend on the issuing insurer, state approval, eligibility, application information, and contract terms. No coverage is in force until the carrier approves the application, all delivery requirements are satisfied, and required premium is received.
Communications consent
Submitting a form does not obligate you to purchase. If you check a consent box, you authorize communications about your inquiry as described in that consent. You can revoke marketing consent by replying STOP to texts or contacting us.
Independent and third-party services
Built Different Financial Group LLC is an independent insurance agency. Product obligations belong to the issuing carrier. Links, calculators, downloads, customer relationship tools, and other third-party services may be governed by separate terms.
Intellectual property
The website design, branding, original copy, logo, graphics, and other materials are owned by or licensed to Built Different Financial Group LLC and may not be reproduced or commercially used without written permission, except for ordinary personal viewing and sharing of public links.
No warranties and limitation
The website is provided on an “as available” basis. To the maximum extent permitted by law, we disclaim implied warranties and are not liable for indirect, incidental, special, consequential, or punitive damages arising from website use. Some jurisdictions do not allow certain limitations.
Governing terms and contact
These terms are governed by applicable laws of South Dakota, without regard to conflict-of-law rules. We may update the terms by posting a revised date. Questions may be sent to info@builtdifferentfinancialgroup.com or 25 First Ave SW Ste A, Watertown, SD 57201-3507.